Seniors

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Whether you are a senior or looking for information for your loved ones, these articles address the special concerns of elders.

February 7, 2020
Estate Planning for Your Elderly Parents

Estate Planning for Your Elderly Parents

A well-planned estate will ensure that your parent’s wishes are carried out as well as making sure that they receive the best care possible without putting a financial strain on them or other family members.
August 1, 2019
Estate Planning in Towson, MD

Make Reviewing Your Estate Plan an Annual Event

Estate planning is all about five essential documents. Documents drafted 30, 20, or even 10 years ago may need updating. Major life events such as marriage, the birth of children, or starting a new business, all have serious estate planning considerations.
March 22, 2019
Using Immediate Annuities to “Spend Down” for Medicaid

Using Immediate Annuities to “Spend Down” for Medicaid

To qualify for Medicaid, a Federal program wherein the government pays a portion if not all of an elderly patient’s long-term care costs, an applicant cannot own more than $2,500 in countable assets.
March 22, 2019
Common Medicare Scams

Common Medicare Scams

Despite the best efforts of the Centers for Medicare & Medicaid Services, recipients of both programs are frequently the targets of various identity theft schemes. Let's review some important tips to be aware of to protect seniors.
February 20, 2019
Social Security

Social Security Disability (SSDI) vs. Supplemental Security Income (SSI)

According to the Social Security Administration, almost 1 in 3 young adults will require benefits before they reach retirement age.
December 6, 2018
Elder Abuse

Statistics & Risks of Elder Abuse

According to the National Council on Aging, approximately 1 in 10 Americans over the age of 60 have experienced some form of elder abuse, and of the nearly 5 million cases each year, only 7% are ever even reported to the police.
November 7, 2017
Elder Abuse Prevention and Prosecution Act

Elder Abuse Prevention & Prosecution Act

A new federal law passed in October 2017 is aimed at combating Elder Abuse through a more thorough understanding of the issue and prosecution of the perpetrators.
July 9, 2015
Recognizing Elder Abuse: Real Threats to Seniors

Recognizing Elder Abuse: Real Threats to Seniors

Elder abuse is defined as “any knowing, intentional, or negligent act by a caregiver to an elder person that causes personal, financial, or physical harm or serious risk of harm.”
May 18, 2015
The Pros & Cons of Co-Owned Accounts

The Pros & Cons of Co-Owned Accounts (JTWROS)

This article specifically addresses the Pros and Cons of accounts that are titled ‘Joint Tenant with Rights of Survivorship’, (JTWROS). An account, titled in two or more persons’ names that have rights of survivorship, is jointly owned by those individuals.
October 13, 2014
The Highs & Lows of the Home Health Care Sector

The Highs & Lows of the Home Health Care Sector

As baby boomers approach and live past retirement age it is no surprise that significant demands will be placed on every industry associated with caring for the elderly.
July 16, 2014
Aging in Place

More Americans are aging in place. Can towns and cities adapt?

The age of the older American homeowner is upon us. The question is: Will communities be ready for the challenges that come with that?
April 24, 2014
Preventing Elder Abuse

Preventing Elder Abuse

Elder abuse can take many forms. These include direct physical, emotional, or sexual abuse and indirect abuse such as neglect, abandonment, and exploitation.
July 9, 2013
Recognizing Senior Financial Abuse

Recognizing Senior Financial Abuse

Senior financial abuse is increasing every year. The abuse can come from family members, friends, care facilities, financial institutions and of course strangers.
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